Once you’ve enrolled, you usually need to wait until open enrollment to change your benefits. But certain life events can give you another opportunity—and there is usually a deadline to make the change.
Can I change my benefits or add a dependent once I’ve enrolled in my employer’s plan? Read More »
A group health renewal is a chance to review more than next year’s premium. Here are the questions we encourage employers to ask about coverage, employee costs, plan responsibilities, and support.
What should an employer consider when its group health renewal arrives? Read More »
A level-funded plan can look almost identical to traditional group coverage. The real difference is behind the scenes: how claims are funded and whether favorable claims can create a surplus.
What is a level-funded health plan, and when can it make sense? Read More »
When you receive care outside your health plan’s network, the provider has not agreed to the insurer’s negotiated rates. Depending on your plan, you may face a higher deductible and coinsurance—and may also be responsible for charges above the amount your insurance company recognizes.
Why can going out of network cost so much? Read More »