Group Health Insurance

Employee benefits don’t have to be complicated.

Group Benefits Done Right

We Make Managing Group Insurance Easy.

Whether you’re a first time shopper of group benefits or a company with an existing plan, CBG brings the finest employee benefits offered anywhere and scales them to your needs.

Simplify your benefit worries. Offer your employees better choices and more flexible pricing. We’ll provide the seamless administration and amazing service.

Think Differently

Imaginative Benefits Packages

Let’s get creative!

What works for one company might not work for yours. We can help you create a plan that makes sense for your business. As your broker our strategy will focus on:

  • Developing a plan that fosters employee loyalty and balances benefits with your bottom line.
  • Promoting a deeper appreciation of your company’s benefits by giving employees the personal one-on-one support they need to understand their benefits and how to maximize them.
  • Simplifying the entire benefits process by providing the tools and know-how to keep you compliant with evolving ACA laws and their impact on your company.

Are you getting the support you need?

We work closely with our clients to solve problems and keep them in compliance with laws that govern group health insurance. Are you getting the broker support you need to manage your plan?

Who We Work With

Small businesses with existing plans

Startups and employers with at least 1 employee

HR directors and office managers

Family businesses & nonprofits

Accountants and Cal-CPA members

Engineers and ACEC members

Physicians, dentists, attorneys and other professionals

Owner only corporations

Why Choose Carmel Bay Group?

 

Balancing Benefits and Costs

Businesses in Carmel-by-the-Sea, Monterey, Salinas and Santa Cruz Counties struggle with some of the highest health insurance costs in the country. Add in compliance and changing regulations and the task of managing effectively becomes even more challenging.

At Carmel Bay Group, we offer a variety of low-cost PPO and HMO plans. With complementary COBRA and compliance services, we’ll help you meet your responsibilities and make your benefit dollars go farther.

Get A Free Customized Benefits Plan

1. Schedule A Free Consultation

Call us directly or contact us to make an appointment.

2. Describe Your Needs & Benefits

During our call, discuss the needs of your team, and the budget you have for benefits.

3. Review Our Package Recommendations

We’ll offer strategies and benefit solutions that will meet your needs.

State of the Art HR

Technology to Simplify Benefits Management

At CBG, all of our group clients get a secure ‘benefit administration portal’ backed by state of the art security and encryption technologies. We use the industry’s leading enrollment technology to streamline employee onboarding and enable your employees to enroll and engage with their plan anytime, anywhere, securely! We offer this technology free of charge.

Sync medical insurance plan and benefits with payroll.

Our benefit administration system can seamlessly integrate with ADP, Bamboo HR, Paylocity and other top payroll providers.

For those that want a completely integrated all-in-one platform we offer Rippling, the #1 workforce platform in the country. Through a preferred partnership, our clients receive discounted pricing.

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Protect Your Company

Stop Stressing About Compliance Law and Constantly Changing HR

Mineral logoWe want to give our clients peace of mind and take the guesswork out of compliance. We partner with Mineral to offer you professional HR guidance on everything from hiring and firing to leaves of absence, discrimination and more.

 

Access to Senior level HR experts only a phone call or email away.

Build federal and state compliant handbooks that can be easily updated as regulations and best practices evolve.

Easily create ERISA and POP plan documents to be compliant with current law.

Conveniently satisfy mandatory employee training.

Compliance answers you can trust.

Benefits for Your Company

Group Health Insurance Benefits We Offer

Fully insured group health insurance plans

Level funded group health insurance plans

Qualified HSA plans and Post Deductible HRA options

Dental, vision and voluntary employee benefits

Flexible Spending Plans and Cobra Services

Business life insurance for key person and buy sell agreements

Disability insurance for doctors, dentists engineers and other professionals

Here when you need us

Contact Us Today!

What services are you interested in?(Required)
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Monterey County Businesses - We’re Where You Are

Having grown into one of the leading employee benefit firms on the Central Coast over the last three decades, we’re honored to be trusted by so many wonderful people and businesses.

Here when you need us

Contact Us Today!

What services are you interested in?(Required)
This field is for validation purposes and should be left unchanged.

Monterey County Businesses - We’re Where You Are

Having grown into one of the leading employee benefit firms on the Central Coast over the last three decades, we’re honored to be trusted by so many wonderful people and businesses.