Health Savings Accounts have quickly become the smartest option for healthcare. Not only can you set aside pretax contributions that lower your taxes, you can then turn around and use HSA funds to pay your deductible, co-payments and other expenses not covered by your health plan. Even dental and vision expenses can be paid for and it will have all been 100% tax deductible!
While other medical expense plans make you ‘use or lose’ the funds within 12 months, a HSA account can be invested and rolled over every year. It is the silver lining in all of health insurance. Check it out!