Introducing Surest – A Revolutionary Approach to Health Insurance!

Say goodbye to deductibles, coinsurance, and surprise bills. With Surest, a new group health insurance option from UnitedHealthcare, every medical service—from office visits to complex procedures—are covered by a simple copay.


✅ No deductible or coinsurance – just straightforward copays
✅ Know costs upfront – no more unexpected medical bills
✅ Access to UnitedHealthcare’s largest national PPO network
✅ Lower copays for higher-value providers
✅ Streamlined, digital-first experience

Now available for employer groups with at least 5 enrolled employees!

If your business wants to provide transparent, predictable health benefits that employees will actually use and appreciate, Surest is now available through Carmel Bay Group Insurance.

📩 Contact us today to explore how this innovative plan can work for your team! (831) 624 6000

Your Benefits Team

Carmel Bay Group Insurance