Insurance Benefits
for Monterey Bay
Insurance Benefits
for Monterey Bay
Employee Benefits
group health insurance plans for startups and small business.
Life Insurance
protect your family and business-
affordable plans designed with care
Long-Term Care
a plan for care-
when it matters the most
Employee Benefits
group health insurance plans for startups and small business.
Your People, Our Priority
At Carmel Bay Group, we understand how much your employees and families mean to you—that’s why they mean so much to us. For over 30 years, we’ve been working alongside businesses to create insurance and benefit plans that truly make a difference.
With decades of experience and a promise to always put our clients first, we’ve helped businesses provide meaningful benefits for their teams and their families.
Based out of Carmel, California, we offer group health insurance, employee benefits, life and disability coverage, annuities, and long-term care insurance.
If you’re looking for a trusted, local partner who cares about your success as much as you do, let’s talk.
Testimonials
What People Are Saying
Expert guidance for your most important goals.
Why Us
What Does Your Business or Family Need to Thrive?
EMPLOYERS: Is your group plan meeting your needs? Are rising costs, compliance demands, or lack of broker support making benefits harder to manage?
INDIVIDUALS: Do you have a plan that protects your family’s future and builds financial security?
At Carmel Bay Group, we design solutions that empower both businesses and individuals. Our group health insurance and employee benefit plans are tailored to strengthen businesses and support their teams. For individuals, we offer life insurance, disability coverage, long-term care, and annuities to safeguard those who matter most.
Wherever you are in life or business, we’re here to help you succeed. Explore the service that matters most to you and discover what’s possible with Carmel Bay Group Insurance.
Services
How We Can Help
Employee Benefits
Making smarter decisions about employee well-being and productivity.
Personal Planning
Taking care of the people
who matter most.
We are always ready